Accounting, Consulting, Tax, & Financial Services for Small Businesses to Fortune 500 companies.

Telephone: 305-260-4600

Se habla español

Accounting, Financial, Tax &
Consulting Services

Small, Medium
& Large Businesses

Serving Businesses with multiple
locations, including franchises.

Providing three decades of tax, consulting,
financial & accounting expertise

Need IRS representation services?
We can help!

Quickbooks assistance
and discounts available!


We offer a complete array of financial services and will work closely with you to help you pursue your financial goals. It is never too early to begin considering your retirement income needs.


We have approximately 30 years of experience in accounting and offer a complete range of accounting services, including receivables, payables, and payroll management.


Our mission is to assist you in your personal and business needs through tax planning, services and preparation. Complete representation services before the IRS, local and state taxing authorities also provided.


Ask about our wide range of consulting services to help in individual and business operations, boost efficiency, and increase the bottom line. Additional services, i.e. CFO, Human Resources, and Quickbook consulting services are also offered.

Our Commitment

Provide quality service while striving to meet each client's specific needs, whether that be tax preparation or just simply planning
for the future and achieving and/or exceeding their goals in todays ever changing environment.

Our Managing member has 30 years of experience in accounting, tax, consulting and financial services dealing with individual and businesses in a variety of industries from small to Fortune 50 and 500 companies.

SOME OF Our Clients Include...

  • Restaurants

  • Gas Stations

  • Hospitality

  • Multiple

  • Property

  • Franchises

Miami Accountant - CPA Miami

Certified Public Accountant and Tax Expert Serving Miami, Florida


Ruben is an expert accountant and cpa. He is accurate and finds the tax rules that no one knows about to get the most legal deductions.

Terry Zarling
Owner, True Cool Air Conditioning


Ruben is one of the most dedicated CPA's I have ever met with a knowledge of his field like no one else, if you need a CPA look no further! Highly recommend Ruben to all my family,friends and clients.

Lazaro Suarez
President at Tamiami Plumbing

Ruben's professionalism, integrity and character have left a lasting impression on me. It has been a pleasure working with him and his clients and I look forward to many years of shared success. I highly recommend him for those business owners who are seeking the support and guidance of a knowledgeable and practical CPA in the South Florida area.

Thomas Pla
Private Client Team Lead at BankUnited

Schedule Your Consultation Today

We welcome any questions, inquiries or comments you may have.
Contact us at 305-260-4600 to speak with an experienced Certified Public Accountant (CPA) today.


Accounting &
Bookkeeping Services

As a business owner, you don’t want to focus your energy on accounting and bookkeeping duties. Your focus should be running your business and generating profits. We will take care of your books for you, so you can focus on increasing your bottom line.

We offer a complete range of accounting services so that our clients can make smart, informed business decisions. Our goal is to not just to look at the numbers but to look beyond them.

Each month or quarter we offer...

With Fajardo and Associates, you can customize the package of services you receive from us.


Filing a tax return can be confusing because the tax laws are complicated. Many people overlook deductions and credits to which they are entitled. The assistance of an experienced tax professional is invaluable. Not only will Fajardo and Associates help with the tax preparation, we will also look ahead to and assist you with tax planning for the upcoming year.

Tax Planning is vital to successfully and legally reducing your tax liability. We will proactively recommend tax saving strategies to increase your after-tax income. We continuously educate ourselves on the current tax law, complex tax code, and new tax regulations on a regular basis. Businesses and individuals pay the lowest amount of taxes allowable by law because we continually look for ways to minimize your taxes throughout the year, not just at the end of the year.

IRS/Local/State Representation

Are you having problems with the IRS? We can help you resolve your tax problems. We are efficient, affordable and discreet. The IRS problems will not disappear if ignored; they just keep getting worse with penalties and interest being added each day. Owing the IRS is a very serious problem. It may take the IRS several years to catch up to you, but they're relentless and have no mercy in collecting all the money that is owed. When the collection process starts, they'll make your life miserable and literally ruin all aspects of your life. We will represent you with our IRS problem resolution services.


We create strategies to meet personal planning requirements including pensions and investments. At Fajardo & Associates, we will give independent financial advice, which allows us to identify the most suitable policies and investments from the many options and possibilities available. We firmly believe in giving completely independent financial advice and not be tied to specific financial service provider.

With Fajardo and Associates, you can customize the package of services you receive from us.

HR Consulting

Business that small to medium size can greatly reduce their cost by using our HR Consulting Services. Our professional team of HR experts will handle your continuing HR needs.

With Fajardo and Associates, you receive HR Compensation, Compliance, Employee Training Support, Payroll and Taxes.


Business Consulting - Our company offers a wide range of consulting services to help you improve individual and business operations, boost efficiency, and increase the bottom line.

Human Resources Consulting - Building and running a successful business can be difficult. There are Human Resources regulations that can be very complicated, changing legal requirements, and complex reporting obligations to also address. Here, at Fajardo and Associates, we also provide human resources consulting so that you don’t have to focus on employee related administrative tasks.

Quickbooks Consulting - We help businesses learn, use and customize QuickBooks so they can continue to grow and thrive with the QuickBooks services they need for their businesses.

Miami Accountant - CPA Miami

Certified Public Accountant and Tax Expert Serving Miami, Florida


Organizations, Honors & Awards

  • 11th Judicial Circuit Grievance Non-Attorney Committee Member

Accounting Miami


1550 Madruga Ave #500, Coral Gables
(8:30am to 5:30pm)

8725 NW 18th Terrace #310, Miami
(Call For Appointment)

Miami Accountant - CPA Miami

CPA Responsibilities and Ethics

Certified Public Accountant

  • CPA :Keep up and review organization money related records
  • CPA :Supervise spending plan and budgetary administration
  • CPA :Perform obligations identified with accounting, readiness of government reviews, charges, and budgetary arranging
  • CPA :Prescribe financially invaluable techniques to spare cash
  • CPA :Work with government forms and investigate money related data to guarantee charges are paid on time
  • CPA :Review represents mistakes, deception, extortion, and overspending
  • Miami Accountant :Report money related data to administration
  • CPA :Make and investigate spending plans
  • CPA :Inform administration on expense implications with respect to business choices
  • Miami Accountant :Go about as an expert in territories, for example, remuneration, advantages, and resource security
  • Miami Accountant :Manage creditor liabilities and receivable
  • CPA :Conjecture income and break down records
  • CPA :Recognize and examine changes
  • Miami Accountant :Take part in key arranging, extortion counteractive action, and spending improvement

The Ethical Responsibilities of CPA's

CPA's, like other professionals, are held to certain standards that lead them to make proper decisions. This would be the ethics that they must follow. It holds professionals accountable for their actions and gives them a guidebook for how they are supposed to act and handle themselves in the work environment (and sometimes outside of it as well). Read More

Paying the IRS Late is Sometimes a Business Plan

Obviously, you don't want to pay the IRS late. That is generally always something that is frowned upon due to the negatives that go along with it such as penalties and fees. It doesn't generally seem worth it. Read More